The U Account
What could be better than a checking account that has no minimum balance, no monthly service charge and no ATM fees^? One that DOES have a 2.50% APY* on balances up to $20,000?
The U Account, it's a better way to do checking. Look at the benefits you'll receive when you open a U Account. We mentioned a few of them already, and they're worth repeating!
- 2.50% APY* on balances up to $20,000
- Mobile banking including mobile deposit**
- ATM fee refunds*** up to $20.00 per month**
- Free personal online banking and online bill pay**
- Free direct deposit**
- $100 minimum balance to open**
- No minimum balance requirement**
Stop by either of our convenient locations to get started today!
*Annual Percentage Yield. Rate may change after account opening. APY is accurate as of September 25, 2019 and is not an introductory rate. ** Account requirements to obtain premium APY and ATM fee refunds: you must have an opening deposit of $100, meet required 15 Visa Check Card point-of-sale transactions posted per statement cycle, receive your monthly statements via eStatements with a valid email address, and enroll in Online Banking and set up a minimum of one direct deposit or direct debit. If account requirements are met, the portion of your daily balance of $20,000 or less will earn 2.50% APY. Daily balances of $20,000.01 or more will earn 0.05%. The overall APY will range between 2.50% to 0.53% APY. If account requirements are not met, all account balances will earn 0.00% to 0.01% APY. ***Maximum ATM fee refund of $20.00 per month. Fees may reduce earnings. Accounts closed within 90 days will be charged $20.00. Limit 1 U Account per social security number.