The U Account

What could be better than a checking account that has no minimum balance, no monthly service charge and no ATM fees^?  One that DOES have a 2.50% APY* on balances up to $20,000?

The U Account, it's a better way to do checking.  Look at the benefits you'll receive when you open a U Account.  We mentioned a few of them already, and they're worth repeating!

  • 2.50% APY* on balances up to $20,000
  • Mobile banking including mobile deposit**
  • ATM fee refunds*** up to $20.00 per month**
  • Free personal online banking and online bill pay**
  • Free direct deposit**
  • $100 minimum balance to open**
  • No minimum balance requirement**

Stop by either of our convenient locations to get started today!


*Annual Percentage Yield.  Rate may change after account opening.  APY is accurate as of September 25, 2019 and is not an introductory rate. ** Account requirements to obtain premium APY and ATM fee refunds:  you must have an opening deposit of $100, meet required 15 Visa Check Card point-of-sale transactions posted per statement cycle, receive your monthly statements via eStatements with a valid email address, and enroll in Online Banking and set up a minimum of one direct deposit or direct debit.  If account requirements are met, the portion of your daily balance of $20,000 or less will earn 2.50% APY.  Daily balances of $20,000.01 or more will earn 0.05%. The overall APY will range between 2.50% to 0.53% APY.  If account requirements are not met, all account balances will earn 0.00% to 0.01% APY.  ***Maximum ATM fee refund of $20.00 per month.  Fees may reduce earnings.  Accounts closed within 90 days will be charged $20.00.  Limit 1 U Account per social security number.